Debt & Loans Calculators

Understanding the true cost of borrowing is the first step toward taking control of your finances. A loan is more than just a monthly payment -- it is years of interest charges that can add up to thousands of dollars. Our debt and loan calculators help you see the full picture before you sign, and create a concrete plan to pay off what you already owe.

Use the loan payment calculator to model any fixed-rate loan scenario, from personal loans to home equity lines. The auto loan calculator shows monthly payments and total cost for vehicle financing at different terms and rates. The student loan calculator helps graduates compare repayment plans -- standard, graduated, income-driven -- and see how extra payments shorten the timeline. Finally, the debt payoff calculator lets you enter all your debts and compare the avalanche method (highest interest first) against the snowball method (smallest balance first) to find the strategy that gets you debt-free fastest.