Last updated: February 24, 2026
The short version
CalcEngine provides free financial calculators for educational and informational purposes only. By using our site, you agree to these terms. Our calculators are tools to help you estimate and plan — they are not financial, tax, or legal advice.
By accessing or using CalcEngine (“the Service”), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.
We reserve the right to update or modify these terms at any time without prior notice. Your continued use of the Service after any changes constitutes acceptance of the new terms.
CalcEngine provides free, browser-based financial calculators including but not limited to:
All calculations are performed entirely within your web browser. We do not store, transmit, or have access to any financial data you enter into our calculators.
Important Notice
The calculators and information provided on CalcEngine are for educational and informational purposes only. They do not constitute financial, tax, legal, or investment advice.
Results from our calculators are estimates based on the information you provide and general assumptions. Actual results may vary significantly based on individual circumstances, including but not limited to:
Always consult with qualified financial advisors, tax professionals, or legal counsel before making important financial decisions.
While we strive to provide accurate and up-to-date calculators, CalcEngine makes no warranties or representations regarding the accuracy, completeness, or reliability of any calculations or information provided.
Tax brackets, pay scales, interest rates, and other data used in our calculators are updated periodically but may not reflect the most current information. Users are responsible for verifying results with authoritative sources.
To the fullest extent permitted by applicable law, CalcEngine and its operators shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:
This limitation applies regardless of the legal theory under which damages are sought.
All content on CalcEngine, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, and software, is the property of CalcEngine or its content suppliers and is protected by international copyright laws.
You may use the calculators for personal, non-commercial purposes. You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit any content from the Service without prior written permission.
When using CalcEngine, you agree not to:
CalcEngine may contain links to third-party websites or services that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.
We use third-party services including Google Analytics for usage analytics and Google AdSense for advertising. These services are governed by their respective terms of service and privacy policies.
You agree to indemnify, defend, and hold harmless CalcEngine and its operators, affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your access to or use of the Service or your violation of these Terms.
These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in the United States.
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.
If you have any questions about these Terms of Service, please contact us at: